Sunshine Payment Systems

Your Questions About Payment Processing Answered

  • Why choose Sunshine Payment Systems?

    We are a relationship-driven partner with over 30 years of industry experience through trusted partners, serving hundreds of thousands of merchants with local support.

  • How fast is approval and funding?

    Automated approvals typically take 3–5 minutes, with next-day or same-day funding available to simplify your onboarding.

  • Is my business secure?

    Our platform is fully PCI-compliant, featuring EMV chip technology, tokenization, and encryption to protect your transactions at every level.

  • What tools does Sunshine Payment Systems provide?

    Many among our platforms. Access our secure client portal for real-time reporting, virtual terminals, invoicing, chargeback management, and inventory tracking from any device.

  • Do you offer POS and mobile solutions?

    Yes. We offer countertop terminals, full POS systems, mobile solutions like Payanywhere, and e-commerce integrations without locking you into restrictive contracts.


  • How can I reduce processing costs?

    We offer flexible pricing, including flat-rate options, cash discount programs, and surcharge enrollment designed to protect your margins.

  • What kind of support is available?

    We provide 24/7 live customer care along with dedicated local points of contact available by cell phone for in-person troubleshooting and ongoing account support.


  • What types of businesses do you work with?

    Retail, restaurant, service-based, professional offices, e-commerce, and mobile businesses.

  • Can I keep my current equipment?

    Most equipment is locked to specific processors, so we provide no-cost equipment without the need for loans, leases, or upfront costs.

  • How quickly can I switch?

    Most merchants are approved the same day and installed within days.

  • Will I have access to reports?

    Yes, real-time reporting and transaction history are available 24/7.

  • Are there long-term contracts?

    We offer flexible program options based on your specific business needs.

Sunshine Payment Systems

Need personalized answers? Call (401)-206-1619 or email sunshinepaymentsystems@gmail.com to speak with our team.